Refidance

Frequently Asked Questions

We help customers find a definitive auto refinance lender by matching their credit profile and vehicle information with lenders whose criteria they are most likely to meet. Our goal is to save you time, reduce uncertainty, and avoid unnecessary credit checks.

No. We do not run credit checks of any kind. Your credit profile is self-reported and used solely for pre-screening and matching purposes.

No. Since we do not access your credit report or submit any credit inquiries, your credit score is not impacted by using our service.

No. We do not store, sell, or monetize your personal data. Any information you provide is used only to match you with suitable refinance lenders.

You provide basic information about your vehicle and credit profile. Based on that information (provided in good faith), we match you with refinance companies whose lending criteria align with what you’ve shared.

No. The pre-screening process relies on information you voluntarily provide in good faith. Final approval, verification, and underwriting are completed directly by the lender.

No. While our matching process improves your chances of connecting with the right lender, final approval decisions are made solely by the refinance company.

You will apply directly with the lender we match you with. They handle all formal applications, credit checks, documentation, and loan decisions.

Applying to multiple lenders on your own can result in multiple credit inquiries. Our service helps narrow your options upfront so you can apply with more confidence and fewer unnecessary checks. It also often does not disclose vehicle criteria upfront to ensure it qualifies for refinancing, while we ensure beforehand that it does.

No. Our pre-screening and matching service is free for consumers. We will appreciate the good review and you sharing the information with your friends or colleagues though!

Once matched, you’ll be redirected or connected to the lender to complete their application process. From that point forward, the lender manages everything related to your refinance.

Please refer to our Contact Us page at the bottom of the website. Email would be the best way to communicate as it is regularly monitored by multiple agents.

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